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Insurance and martial arts – how martial arts can be better than most insurance



Photo from Phillie Casablanca 

Philosophical martial arts

"Martial arts practice is geared towards well being instead of combat. At forty years old, I have never been in a Fight, and chances are I will never get into one. Even if I did, my training would make no difference as my assailants surely would be armed and outnumber me."

These are words of wisdom uttered by man with one year or training (green belt), in a karate dojo. Although there is undeniable truth in his statement, the man understood the statistics while largely ignoring consequences.


Why should one buy insurance?

Most of us need insurance, whether for a car, a house, other misc. valuable or even ones’ health status. Despite the high rate of insurance purchase, statistically, the vast majority of people pay more premiums than they ever claim from their insurance company. (If it wasn’t the case, insurance companies would all go bankrupt!)

What’s the point of buying something you statistically won’t need? People buy insurance to protect themselves from anything bad that may happen to their assets. They buy it to give themselves peace of mind, knowing that even if disaster strikes, they will at least get some money to help them get back on their feet.

Only those who feel financially secure can afford not to buy any (unless the law prescribes it)

Unless of course you have a sticker like this.
Photo from andrew steinmetz (flickr)


Insurance vs. martial arts

Even martial artists need to insure themselves against injuries and lawsuits. In a way, that is ironic since martial arts practice is itself a form of insurance. The difference traditional insurance and combat training is that martial arts insure your physical integrity in case of conflict, as long as you diligently pay your premiums with serious practicing and drilling exercises over and over.

Just like insurance, the average citizen’s is not likely to claim anything from it. Those whose occupations or jobs require than to confront people in possibly violent manners usually carry firearms and other self-defense devices.

So what's the point of training so hard for events that statistically will not happen in one's lifetime and when it does happen, odds are stacked against us in the form or firearms, weapons or multiple attackers?

What are you going to do if you meet these thugs?
Photo from Dunechaser


How martial arts is better than buying insurance?

One trains in martial arts the same way he buys insurance: to cover themselves in the case of need. Where martial arts can be considered step beyond insurance is that they don't deal with the aftermath of an event but rather prepare its practitioner to act during the event and in some schools, to prevent it entirely.

Because of its low rate of occurrence, the average person should not fear violent events, what they should fear are the consequences of such misfortunes. Any conflict leading to physical violence has the potential to adversely change one's life, whether by loss of self worth and dignity, by infliction of un-healable injuries or by loss of life.

This is where martial arts training can make a difference: Not only should a practitioner know better than to pick fights, he should also have a better physique and an aura of self assurance as or result of his intensive training. This is enough to ward off a good proportion of those who like to prey on the weak.

You sure you want to mess with this guy?
photo from sean dreilinger

Martial arts, also teaches to remain calm in order to avoid having our rational mind taken over by emotions like fear or anger. The rational mind will allow you to plot the best strategy for you and your companions to leave unharmed. And finally when all peaceful options are exhausted, the martial artist may use what he learned during his training and attempt to remove the threat.


Learning martial arts will not automatically protect you from injuries during a fight.

Like any tool, the results will depend on its usage as one could actually aggravate a conflictual situation. An unplanned and rushed martial arts technique missing its target may anger the assailant even more, putting you and you companions in even graver danger.

Martial arts training will not necessarily immunize against bodily harm and its usage may even make an already stressful situation even tenser. What the training gives you is an extra set of choices, of options. Along with options comes a heightened percentage to get out of the situation with minimal physical harm.

At the end of the day, most martial arts practitioners train primarily because they enjoy it as an activity. Any notion of self defense is only an afterthought, a secondary effect, but that doesn't mean one can be complacent. Like the saying goes: "The more you sweat during peacetime, the less you bleed during war " (or a fight).



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Last Updated on Saturday, 31 December 2011 09:36  

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